If you are buying a commercial property for your business to operate in or as an investment we are able to offer lending beyond the normal 66% of valuation right up to 100% for an owner occupied commercial property.

Are you thinking about buying business premises, building a property portfolio, property development or wanting to refinance your current property, our commercial property finance brokers can provide you with real flexibility and choice.

Commercial Property Loan Features include:

Lending up to 75% of the commercial property value or up to 100% of the value if your business occupies the property and has had a strong historical trading history.

Benefit from flexible repayment terms, including interest-only repayments for up to five years.

Choose between fixed and variable interest rates, providing certainty or flexibility to meet your requirements.

Have a portion as a revolving line of credit to give you the flexibility to repay and redraw funds as often and for as much as you choose – this can be used to accuumulate future tax payments, potentially helping you to save money.

By working closely with you we can understand your business objectives and provide ongoing advice.

commercial100@firstratemortgages.co.nz

or Freephone 0800 1787283 (0800 1ST RATE)