NZMBA Accredited Mortgage Brokers Kim Lyons, Steve McGowan and Allan Nicol, based in Auckland, have over 50 years experience in arranging Mortgages, Home Loans & Commercial Finance for New Zealanders and offshore residents. Together they have arranged finance for property both here in Auckland and all over New Zealand ranging from small homes to substantial developments.

If you expect specialist Mortgage and Home Loan advice only use a NZMBA Broker with many years experience in Finance!

First Rate Mortgages Limited was born as a result of the New Zealand Banks changing from a branch structure with Bank Managers who you would have a personal relationship with and they had discretion to approve your home loans to a structure where the Branches were focussed on "sales" with lending decisions made by back office face less entities.

This business model was not suited to everyone and the Mortgage Broking business has developed as more and more people want an ongoing relationship with a financial advisor who manages their finances and deals with the lenders on their behalf. Refer Testimonials

Just like your solictor, doctor or dentist we value long term relationships through good times and those challenging times when finances do not go entirely as planned. We are also now paying particular attention to helping clients reduce or pay off their home loan quickly refer Be Mortgage Free