What personally identifiable information or third-party personally identifiable information is collected from you through our NZ Website.
The organisation collecting the information.
How the information is used.
With whom the information may be shared.
What choices are available to you regarding collection, use, and distribution of the information.
The kind of security procedures that are in place to protect the loss, misuse, or alteration of information under First Rate Mortgages Limited control.
How you can correct any inaccuracies in the information.

Q. What personally identifiable information or third-party personally identifiable information is collected by First Rate Mortgages through our NZ Website

A. First Rate Mortgages Limited and your privacy.
At First Rate Mortgages Limited we respect your right to privacy and we understand that, as a visitor to First Rate Mortgages Limited, you prefer to control your own personal information and preferences. For this reason, we may ask you to register or to provide personal information and preferences when you visit certain areas of First Rate Mortgages Limited, request information, or subscribe to First Rate Mortgages Limited Newsletters.
We will guard the personal information you share with us to ensure the content, services, and advertising that we provide on First Rate Mortgages Limited are always tailored to your current, designated preferences.
When you provide First Rate Mortgages Limited with your name (or alias), e-mail address, mailing address, or telephone number, and you "opt in," First Rate Mortgages Limited and First Rate Mortgages Limited representatives may use the provided information to alert you to product upgrades, special offers, updated information, classes, new services, and other First Rate Mortgages Limited related information. ("Representatives" include value-added resellers and authorised training partners.) First Rate Mortgages Limited does not offer, or allow the selling of, any user-provided information to third parties.
First Rate Mortgages Limited respects the rights users give us when opting to receive e-mail communications and enforces internal policies to preserve those rights. It is our objective to retain the long-term ability to continue to communicate with our users.
If you do not want First Rate Mortgages Limited or First Rate Mortgages Limited representatives to contact you, you may "opt out" of this preference at any time, whether you're online or by contacting First Rate Mortgages Limited directly. As part of your preference flexibility, you'll always have the option to opt back in and have First Rate Mortgages Limited contact you based on your previous or new preferences. For instructions, please see the "Contact Us," page.
If you choose not to register or provide personal information, you can still visit our web site; however, you will not have access to areas that require personal identification.

Q. How First Rate Mortgages Limited will protect your personal information

Q. How do I update my personal information and preferences

Privacy contacts include:
Email: privacy@firstratemortgages.co.nz

Postal Mail:
First Rate Mortgages Limited
Attn: Privacy
P O Box 305306, Triton Plaza
North Shore City 0757
New Zealand

If you change your e-mail or postal address, please contact First Rate Mortgages Limited. In order to make the appropriate corrections, please include both your old and new address.

First Rate Mortgages Limited would like to receive your comments and questions about this Privacy Policy
Please address comments or questions regarding the First Rate Mortgages Limited Privacy Policy to one of the addresses listed above (e-mail, or postal mail). First Rate Mortgages Limited may occasionally update, amend, or change this Privacy Policy based on user feedback and as needed or appropriate. All policy changes will be posted, and you will always have the opportunity to change your preferences.

Links
First Rate Mortgages Limited Web sites may contain links to other "non- First Rate Mortgages Limited" sites. First Rate Mortgages Limited assumes no responsibility for the content or the privacy policies and practices of such Web sites. First Rate Mortgages Limited encourages you to read the privacy statements of these linked sites; their privacy practices may differ from ours.