First Rate Mortgages

Professional Mortgage Brokers in NZ

You can't always bank on your Bank!â„¢

Are you seeking a team of experienced and exceptional Kiwi mortgage brokers?

First Rate Mortgages are professional financial advisers ready to help you with your home loan, investment property, or jumping on the property ladder.

We can also assist with refinancing your home, releasing equity, buying a lifestyle, commercial or development property. 

Our Mortgage Brokerage Services

About Us

We are a team of specialist mortgage brokers in Auckland who are committed to getting your loan approved and moving forward with buying a house. Even if your situation does not tick all the boxes with Bank lenders, our expert brokers work tirelessly to ensure all avenues are considered with both Bank, and Non Bank prime or second tier lenders. 

Mortgage brokers in Auckland discussing about loan terms

Reviews

Nicky Anderton

"First Rate Mortgages are very professional and friendly. They're with you all the way through your mortgage process and get things done quickly. I highly recommend AAA+++"

Paul Isaac

"Danielle at First Rate mortgages has been wonderful to deal with and has helped me achieve so much with her quick, efficient service and knowledge of the lending industry. I would thoroughly recommend both Danielle and First Rate :-)"

L & T Designation

"Now that we have completed settlement on our new property we just want to say a massive 'thank you' to you and the First Rate Mortgages team. We would highly recommend yourself to others with challenging financial circumstances. "

Richard Tapuai

Highly recommend working with Danielle at First Rate Mortgages. She helped get our refinance sorted over a prolonged period and was proactive, informative and helpful throughout. Definitely looked after our best interest and get an awesome deal set up. Great to work with 🙂

Claudia

We have engaged Natalie and First Rate Mortgages on many occasions and we find Natalie to have the utmost professionalism and always friendly, respectful and helpful to find us the right solution. She also liaised throughout the build with the lender on our behalf. Would highly recommend Natalie and any of the team at First Rate Mortgages.

Olivia Murdoch

We were too lucky to work with Natalie and Kim from First Rate Mortgages to secure our home. We put them under a bit of time pressure, signing a S&P agreement before even engaging with them, however they turned things around super quick and obtained the approval we needed to go unconditional. Thank you both for making what can be quite a stressful time, a really straight forward and easy process! 🙂 Would 100% recommend!

Tania Bearsley

We very much enjoyed working with Murray and the First rate Mortgages team. Helping us get 'match fit' for our mortgage applications, making the admin process as user friendly as possible, and doing the heavy lifting on shopping for the best mortgage and arrangements for us. They listened to our needs, supported and encouraged us along the way, whilst providing sound advice and guidance. We're are absolutely thrilled with the outcome - a new home, and a banking relationship we're happy with. We would happily recommend the services of First Rate Mortgages.

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Why Work With A Mortgage Broker

It is often all about the hassle, people are so busy, and sometimes it’s hard to get an appointment with your Bank or the local branch you have always gone to has closed.  

A mortgage broker will help you complete the forms and either gather as many documents as possible when you meet or provide an email link with a checklist of items that are required. That will allow them to assess an application to see which lenders it is best suited to.  

They will do the leg work for you and identify any possible speed bumps that could slow down or stop your application. 

Get Started with your mortgage application

Buying a home or investing is a time consuming process, we want to ensure you have the best financial advice and customised mortgage for your situation. We are committed to respecting and valuing you as a client. Our team of expert mortgage brokers provides a focused and personalised experience facilitating a premium service for your mortgage needs.  Â