First Rate Mortgages


Criteria is Always Changing. Talk With The New Build Experts

Does a new, modern home that you have helped design, appeal to you? The team at First Rate
Mortgages can help you access 90% funding for new home builds, for owner-occupiers and also rentals.

Banks do not have the same level of deposit restrictions on new home build loans as these falls under Reserve Bank exemptions for both home owners and investors.  Clients must have a good credit history and consistent incomes. 

We have a wealth of genuine experience with new home building loans, having financed many homes to be built for delighted clients, and have real life experience building and renovating our own homes.

If you are thinking of building, we recommend that you talk to one of our financial advisers to make sure you get the right structure, interest rate and access to funds, to meet both you and your builders requirements.