First Rate Mortgages


Is Now The Right Time For Your First Rental Investment?

Be prepared and invest wisely for the long term with financial help from First Rate Mortgages. For many years investing in property has been a way for New Zealanders to start planning for their future retirement and generating wealth. We can help you finance an existing rental investment property up to 90% with a Bank and it is a New Build through a recognized building company, but only 60% if it is an existing home.

A Non Bank lender can lend to 80% on an existing home and also if it is a new build but settlement must be when it is fully completed with Code of Compliance issued.

Non Bank construction loans with progressive draw downs are also available, but these would be for say 6 -12 months and on completion refinance to a long term lender. Fees and interest are often included in the loan if there is sufficient equity. GST may also need to be taken into account.

PLEASE NOTE: all lending is subject to lenders normal terms and conditions.

If you are investing in property and looking for help from experienced mortgage brokers and financial advisers, talk to one of our friendly team today and start investing in your property portfolio.