First Rate Mortgages

NEW BUILD HOME LOAN IN NZ

Criteria is Always Changing. Talk With The New Build Experts

Does a new, modern home that you have helped design, appeal to you? The team at First Rate
Mortgages can help you access 90% funding for new home builds, for owner-occupiers and also rentals.

Banks do not have the same level of deposit restrictions on new home build loans as these falls under Reserve Bank exemptions for both home owners and investors.  Clients must have a good credit history and consistent incomes. 

We have a wealth of genuine experience with new home building loans, having financed many homes to be built for delighted clients, and have real life experience building and renovating our own homes.

If you are thinking of building, we recommend that you talk to one of our financial advisers to make sure you get the right structure, interest rate and access to funds, to meet both you and your builders requirements.

Tailored Loans for Your New Home Build

Building your dream home is an exciting journey, and securing the right financing is essential. At First Rate Mortgages, we specialise in new home build loans tailored to meet your specific needs. Our team understands the intricacies of new home loans in New Zealand, ensuring you have access to competitive rates and flexible options. Whether you are constructing a custom home or planning a development project, we are here to guide you through the process, making it as seamless as possible.

Getting started with new home build loans in NZ can be daunting, but with our expertise, you can feel confident in your financial decisions. We offer personalised service to help you find the best new home loans available, designed for those looking to invest in quality construction. Our commitment to excellence ensures that you receive the support you need, from the initial consultation to the final approval, paving the way for your new home dreams to become a reality.