MEET THE TEAM

Kim is an expert in arranging mortgages, home loans, and commercial finance with both Bank and Non Bank alternative lenders, and has in-depth knowledge and experience in mortgages and finance, with a National Certificate in Financial Services (Financial Advice) (Level 5) in both Residential Property and Insurance Advice.

Kim Lyons has 23 years of experience in banking with ANZ Bank, and 22 years of experience in Auckland as a Mortgage Broker / Financial Adviser. His previous position, prior to the global recession, was as a founding director of one of New Zealand’s fastest growing mortgage broker operations, New Zealand Mortgage Finance Ltd (NZMF). A highlight during his time there was the purchase of Mike Pero Mortgage Brokers, by the parent company of NZMF.

A family man with two married children, Kim works from commercial premises in Orewa with his support team. Kim and his wife have been living in Orewa for nearly 10 years, having moved from Auckland’s North Shore. 

They love the awesome beach, restaurants, and cafes, plus still having easy access to the motorway, so Auckland is an easy commute, either to see clients, or they can call at the Orewa office. Whilst Kim  enjoys working with his many Auckland clients, he is excited about the amount of residential new builds in the Orewa / Millwater / Milldale / Silverdale area, and sees some great opportunities to help new home buyers and investors nationwide.

His small claim to fame, he financed the first new home build in Milldale, an area which may have 15,000 homes overtime!

Kim has a passion for helping people arrange home loans and mortgages, enjoying meeting clients to help them achieve their dreams, or in these challenging times, finding solutions that their Bank Manager or current mortgage broker may have said were impossible.

Many of Kim’s existing clients first approached him for home and investment property finance over 22 years ago when he worked for ANZ Bank. This is Kim’s preferred way of doing business, building long-term relationships, and seeing people move from being first home buyers, to raising kids, then buying bigger homes, then looking at helping their grown-up children buy or build a first home or buy a rental property.

First Rate Mortgages Limited has been established to bring together a highly experienced team, so you can tap into and use their skills and experience that have been gained from working in Banks and finance-related industries. Too many mortgage broker firms recruit people from non-related trades, and after a two week in house course and  some external study, allow them to gain experience practicing on you, the client. Often you will be unaware at the outset that they have very little real experience in arranging mortgages, home loans, or commercial finance here in New Zealand. They may also have access to a limited range of lenders.

Kim was also the first to launch a website focusing on providing information and helping clients with Non Bank loans, home loans, mortgages, construction finance, rural and commercial finance. This is to help his clients with alternative home loan or mortgage solutions……when their Bank says NO!